What does being wealthy mean to you? First instinct probably says having an abundance of money but it’s deeper than that. Being wealthy pertains to your health, happiness and overall well-being. Here are some ways you can live a richer life despite what’s in your bank account.
Take care of your body
If you want to look and feel your best, you need to incorporate some exercise into your daily routine. Most experts recommend working out for at least 30 minutes a day, five times a week. Joining a gym can be intimidating especially when you’re out of shape but don’t let that stop you. Instead, buy a fitness DVD, grab some hand weights and work out at home. If your goal is to lose weight, use a calorie counting app like MyFitnessPal to make the process easier. When you sign up, you’ll be asked about your weight loss goals and activity level. Based on your answers, they’ll provide a daily calorie limit to help you reach your ideal weight.
Learn to say no
While most toddlers have no problem turning down every request, it’s a little harder for some adults. Too often we accept invitations to things we’re not interested in because we feel guilty or afraid to say no. The reality is rejection is a part of life and your loved ones will get over it. If you can’t enthusiastically say yes to an invite, tell them no. We’re not giving you a pass to be selfish but you need to focus on things that matter to you. This may mean spending more time with family, putting in extra hours at work or getting some much needed alone time.
Appreciate the little things
Sometimes we’re so focused on the bad things in our lives that we forget to appreciate the small victories. To change this habit, start writing down 3 things you’re thankful for at the end of each day. It doesn’t have to be anything spectacular just something that made your day a little brighter. You’ll be amazed at how much your life starts changing for the better once you adjust your mindset.
Pay yourself first
Everyone needs to have at least 3 to 6 months’ worth of living expenses saved for an emergency. Although you’ve probably heard that a million times by now, many people still fail to make saving a priority. Typically on payday, they’ll pay their bills, splurge a little then save whatever’s left over which usually isn’t much. One way to jump start your savings is to pay yourself first. While 10% of your income is ideal, start with whatever amount you can afford. Once you have a figure in mind, arrange to have the money automatically transferred between your accounts whenever you get paid. By doing so, you’ll be able to build your savings without making much of an effort.
The Corporation for National & Community Service reports that nearly 63 million people volunteered their time this year. Giving to those in need benefits more than just the recipient. It can increase your self-worth, change your outlook on life and improve your mental and physical health. Studies have shown that when you help others, your body releases endorphins giving you a rush of happiness also known as a “helper’s high”. If you don’t have enough time to volunteer, you can always open your wallet for a charitable cause. You’ll still be helping those in need, plus your contributions may be deductible when you itemize your tax return. Reporting your charitable contributions is easy when you use ezTaxReturn.com to do your taxes. Just answer a few basic questions and they’ll complete the appropriate forms and calculations.