4 smart things to do with your tax refund

With the average refund standing close to $3,000, you probably already started thinking of all the ways to spend your windfall.  Contrary to popular belief, not everyone runs straight to the mall...

How to declutter your life in 9 easy steps

Not everyone is a natural born neat freak. There are some of us who just seem to be surrounded by "stuff" everywhere we go. Whether it's stacks of napkins in the car, piles of paper waiting to be...

Young and broke: How to travel the world with little money

Want to explore the world but have limited funds?  Contrary to popular belief, you don’t have to be rich to travel.  You just have to plan ahead and think outside the box.  Yes, you’ll have to skip...

Feeling doubtful? 6 tricks to instantly feel more confident

Sometimes we're our own worst critic.  We see all these people doing wonderful things and we worry that we won't be able to measure up.  The reality is nobody feels confident 100 percent of the...

5 sleep tricks to doze off faster

A big part of living a healthy lifestyle is getting adequate rest.  Ideally, you want to doze off for at least 7 hours a day.  Unfortunately, 35 percent of adults aren't getting enough shut eye and...
How your personality affects your spending habits

How your personality affects your spending habits

Personality tests are a fun way to determine what makes you tick.  Normally they're used to provide insight about your strengths, weaknesses and relationships but they can also help you understand why you spend money the way you do. Determining your personality type...

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6 ways to save on car maintenance

6 ways to save on car maintenance

For most people, transportation is one of the largest monthly expenses.  According to AAA, the average cost of owning and operating a vehicle in 2017 is $8,469/year.  That’s a huge chunk of cash but there are some ways to keep your car rolling for less. Use the...

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Surprising things you probably didn’t know were taxable

Surprising things you probably didn’t know were taxable

Let's say you’re walking down the street and out the corner of your eye you spot a $100 bill on the ground.  Finders keepers, right?  Not so fast.  Whether you find money or property, the IRS expects you to report your windfall, so they can tax you accordingly.  But...

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