4 smart things to do with your tax refund

With the average refund standing close to $3,000, you probably already started thinking of all the ways to spend your windfall.  Contrary to popular belief, not everyone runs straight to the mall...

How to declutter your life in 9 easy steps

Not everyone is a natural born neat freak. There are some of us who just seem to be surrounded by "stuff" everywhere we go. Whether it's stacks of napkins in the car, piles of paper waiting to be...

Young and broke: How to travel the world with little money

Want to explore the world but have limited funds?  Contrary to popular belief, you don’t have to be rich to travel.  You just have to plan ahead and think outside the box.  Yes, you’ll have to skip...

Feeling doubtful? 6 tricks to instantly feel more confident

Sometimes we're our own worst critic.  We see all these people doing wonderful things and we worry that we won't be able to measure up.  The reality is nobody feels confident 100 percent of the...

5 sleep tricks to doze off faster

A big part of living a healthy lifestyle is getting adequate rest.  Ideally, you want to doze off for at least 7 hours a day.  Unfortunately, 35 percent of adults aren't getting enough shut eye and...
Education credits that can lower your tax bill

Education credits that can lower your tax bill

Forking over thousands of dollars to cover college expenses can be a hard pill to swallow but it does have its perks.  Aside from the degree you’ll eventually earn, your expenses may qualify you for an education credit at tax time.  Tax credits reduce the amount of...

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Buy a new car without being taken for a ride

Buy a new car without being taken for a ride

Buying a new car is one of the biggest purchases you’ll ever make.  According to Kelley Blue Book, the average transaction price was $34,648 in August 2017.  As soon as you step on the lot, car dealers will try to talk you into buying a more expensive vehicle because...

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Your smartphone: the key to better finances

Your smartphone: the key to better finances

Looking for an easy way to manage your money? The answer may be in your smartphone. Here are four apps that promise to help put you on the road to riches. As always, read the fine print and buyer beware before using these new tools. Prism Prism makes managing your...

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