4 smart things to do with your tax refund

With the average refund standing close to $3,000, you probably already started thinking of all the ways to spend your windfall.  Contrary to popular belief, not everyone runs straight to the mall...

How to declutter your life in 9 easy steps

Not everyone is a natural born neat freak. There are some of us who just seem to be surrounded by "stuff" everywhere we go. Whether it's stacks of napkins in the car, piles of paper waiting to be...

Young and broke: How to travel the world with little money

Want to explore the world but have limited funds?  Contrary to popular belief, you don’t have to be rich to travel.  You just have to plan ahead and think outside the box.  Yes, you’ll have to skip...

Feeling doubtful? 6 tricks to instantly feel more confident

Sometimes we're our own worst critic.  We see all these people doing wonderful things and we worry that we won't be able to measure up.  The reality is nobody feels confident 100 percent of the...

5 sleep tricks to doze off faster

A big part of living a healthy lifestyle is getting adequate rest.  Ideally, you want to doze off for at least 7 hours a day.  Unfortunately, 35 percent of adults aren't getting enough shut eye and...

HealthCare.gov helps with finding health insurance options

If you're unemployed, looking for a job can be grueling. Finding affordable health insurance isn't much easier. People who don't have employer-provided coverage have options, ranging from individual insurance policies to government-funded programs. But information...

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Over 25% of us have nasty credit scores, but they're fixable

Whether you're applying for a job or looking for love, rejection is painful, particularly when you aren't given a reason for the rebuff. "It's not you, it's me" doesn't count. But soon, when a lender rejects your request for a loan, it will be required to tell you...

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