4 smart things to do with your tax refund

With the average refund standing close to $3,000, you probably already started thinking of all the ways to spend your windfall.  Contrary to popular belief, not everyone runs straight to the mall...

How to declutter your life in 9 easy steps

Not everyone is a natural born neat freak. There are some of us who just seem to be surrounded by "stuff" everywhere we go. Whether it's stacks of napkins in the car, piles of paper waiting to be...

Young and broke: How to travel the world with little money

Want to explore the world but have limited funds?  Contrary to popular belief, you don’t have to be rich to travel.  You just have to plan ahead and think outside the box.  Yes, you’ll have to skip...

Feeling doubtful? 6 tricks to instantly feel more confident

Sometimes we're our own worst critic.  We see all these people doing wonderful things and we worry that we won't be able to measure up.  The reality is nobody feels confident 100 percent of the...

5 sleep tricks to doze off faster

A big part of living a healthy lifestyle is getting adequate rest.  Ideally, you want to doze off for at least 7 hours a day.  Unfortunately, 35 percent of adults aren't getting enough shut eye and...
Get your costumes ready for Halloween

Get your costumes ready for Halloween

Get your costumes ready, Halloween is almost here.  For most kids, this means fun costumes and free candy.  Across the United States, millions of children will go trick or treating door to door.  To ensure your Halloween is more delightful than frightful we have some...

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Tax deductions for medical and dental expenses

Tax deductions for medical and dental expenses

Taking an unexpected trip to the doctor can really bust your budget.  Depending on your insurance, you can pay up $7,500 just to fix a broken leg.  That's the bad news. The good news is your out-of-pocket medical and dental expenses may be deductible on your tax...

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Easy ways to clean up your credit report

Easy ways to clean up your credit report

How often do you check your credit report?  Probably not enough.  The reality is many people don’t realize how crummy their credit is until they’re rejected for a new loan.  Typically, you're considered to have poor credit if your score is 619 or below.  If you fall...

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