5 smart ways to use your child tax credit payments
Millions of parents will be receiving advance monthly payments of the child tax credit through the end of the year. Eligible families will receive $300 per child aged 5 or younger and $250 per child aged 6 – 17. How the money is spent is completely up to you. So, what’s the best...
5 tips for lending money to family and friends
Lending money to a friend or family member is risky business. Although you don’t want to see them suffer, there’s always a possibility that you may not get your money back. As a result, it may put a strain on your relationship. According to LendingTree, 41% of...
Tax tips for students with a summer job
Getting your first summer job is a rite of passage for many teenagers. It’s your chance to build your resume, get a taste of independence and most importantly, make your own money. But don’t be surprised if your hourly wage doesn’t match your take home pay. Most...
Factors that affect car insurance rates
The average cost of car insurance is $1,592 per year, according to NerdWallet. But there are several things that can affect the rate you pay. Every insurance company has their own formula for calculating a driver’s risk. The riskier you appear to insurers, the more...
Two tax credits every college student should know about
Between tuition, books, housing, and transportation, going to college is expensive. The good news is your education expenses can make you eligible for a money-saving tax credit when you file in 2022. Tax credits reduce the amount of taxes you owe and, in some cases,...
Tips and tricks for saving big on airfare
If you’ve tried to book a trip recently, you know that flights have gotten a lot more expensive. According to the U.S. Travel Association, the cost of airfare in June was almost 25% higher than it was the same time last year. Although flight prices have gone up, there...
Protect your bank account from fraud
Cyber criminals are always looking for the perfect opportunity to rip you off, so you need to be on guard. They can steal your information by sending fake emails, intercepting your data while you’re using public Wi-Fi, or installing malware on your phone or computer. ...
The biggest financial regrets in America
Everyone has made at least one financial decision they wish they could take back. Whether it’s buying too much house, racking up too much debt or something else. The good news is you can always bounce back. Here are the biggest financial regrets in America and how...
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