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The next time you get embarrassed about whipping out a coupon, remind yourself that even the world’s richest people have frugal spending habits.  IKEA’s founder Ingvar Kamprad is worth $48.1B and still flies economy instead of first-class or private jet.  He obviously can afford to splurge but knows better than to spend his money carelessly.  With that being said, here are seven things that aren’t worth paying full price for.

New cars

If you’re paying sticker price for a car, you’re paying too much.  Always do your research before heading to the dealership.  Collect quotes from sites like Kelley Blue Book, NADAguides and Edmunds to get a good idea of what everyone else is paying for your desired vehicle.  With your quotes in hand, you’ll be able to negotiate a good deal.  Visiting the dealership at the right time can also save you money.  Buying at the end of the model year (late summer or early fall) can save thousands of dollars.  That’s because dealers need to get rid of older models to make room for newer ones.  If you can’t wait that long, try shopping at the end of the month instead.  Most dealers have monthly goals they need to hit so they may be more willing to work with you.

Real estate

House hunters can easily save money by negotiating with the seller. During a buyer’s market, you have more power so don’t be scared to speak up.  Whether you want the seller to pay the closing costs or leave their appliances behind, the odds are in your favor.  Zillow recommends making an initial offer that’s at least 10 percent lower than the price you’re willing to pay.  But don’t go too low, you don’t want to insult them.


When it comes to getting the best travel deals, timing is everything.  Experts recommend booking domestic flights 1-2 months in advance and international flights 4-6 months advance to secure the best price.  Choosing to fly during off-peak times like early morning or late night can also lead to big savings.  If you have a flexible schedule, try booking your trip on a Tuesday, Wednesday or Saturday.  Another smart way to save is to sign up for airline and hotel rewards programs.  You’ll be the first to know about sales plus, you’ll earn points for booking with them which can be redeemed for free tickets or hotel stays.

Gym memberships

Want to save money on getting fit?  Look no further than your health insurance provider.  Some insurers like Aetna have fitness reimbursement programs which offer cash back for eligible services.  This includes gym memberships, group exercise classes, weight management programs, personal training, etc.  We recommend calling the number on the back of your insurance card to see if they offer a similar program and what it takes to qualify.  Another way to get in shape without busting your budget is to look on Groupon and Living Social for deals.  You can usually find CrossFit, Zumba and a variety of other classes at deep discounts.


When it comes to adding a new pet to your family, choosing to adopt will save you the most money.  Buying a dog from a pet store can easily cost between $300-$5,000 depending on the breed, sex or quality.  Whereas adopting your four-legged friend will only cost between $70-$300.


Unless you’re buying the book as a gift for someone else, always buy used.  Previously owned books can easily be purchased online at a fraction of the cover price.  The drawbacks are it might be an older edition, slightly damaged or missing access keys for online materials.  However, many sites clearly list the books condition so you can avoid any headaches.  If all else fails, you can always borrow the book from your local library for free.

Tax preparation

Doing your taxes doesn’t have to cost an arm and a leg.  When you’re ready to file, give ezTaxReturn.com a try.  They’re fast, easy and affordable.  Plus, they support the forms most taxpayers need.  Pre-register now and receive a special discount when you file with them.