[-- Read Time: 2 mins --] Nearly half of all Americans don’t pay their bills on time. Making late payments can damage your credit score and cause you to pay higher interest rates. Rather than make excuses, you need to find ways to do better and we have...
[-- Read Time: 3 mins --] Most people dream of owning a house one day. In order to qualify for a conventional mortgage, you’re required to have a minimum credit score of 620. However, that’s not good enough to get the best rates. Fortunately, there...
[-- Read Time: 3 mins --] Normally, people wait until the New Year to hit the reset button on their financial goals. However, there’s no better time than the present to start making positive changes. Here are seven short-term goals you can still crush this...
[-- Read Time: 2 mins --] Everyone’s always preaching about the importance of having good credit. It makes it easier to get approved for a new loan, you’ll receive the lowest interest rates, higher credit limits and better car insurance rates. Although the average...
[-- Read Time: 3 mins --] There are some fees you see coming from a mile away. For instance, if you pay your taxes late or use an ATM that’s out of your network. However, not all companies are upfront about their pricing. Sometimes we don’t realize there’s a fee...
[-- Read Time: 3 mins --] There’s nothing like having excellent credit. You get offered the best credit cards, qualify for the lowest interest rates and get approved for loans easily. With a FICO score of 800 and above, almost anything is...
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