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DIY debt management plan

[-- Read Time: 2 mins --] There’s something very satisfying about completing DIY (do-it-yourself) projects. You’ve accomplished something that an expert or professional would normally do for you and you’ve saved yourself some money in the process....

Becoming debt free takes dedication

[-- Read Time: 3 mins --] Getting out of debt requires a commitment to change. “Becoming and living debt free will take some sacrifices and a rejection of the ‘instant gratification’ mentality that has plagued Americans and led to record consumer...

Do you pass the debt test?

[-- Read Time: 2 mins --] American households are carrying an average of nearly $16,000 of credit card debt, which translates into more than $2,000 in finance charges and fees each year, according to the Federal Reserve. Even with statistics like these, freedom from...

Surviving unemployment and financial debt

[-- Read Time: 3 mins --] There are not many scarier things that can happen to a person. You’re already living paycheck to paycheck, when suddenly you find yourself out of a job. Unfortunately, it happens all the time. The unemployment rate in the Buffalo...