December 2015 Newsletter

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Holiday gifts for hosts
that won’t break your budget

Whether you’re personally invited or just a plus one, you need to bring a gift to thank the host for their hospitality. Here are some budget-friendly gift ideas …[READ MORE]

Save money on energy during the holidays
Temperatures are dropping, holiday displays are going up and this means residents are using more electricity than normal to make their holiday season warm and bright. …[READ MORE]

8 ways to cut the cost of Christmas gifts
With the cost of living continuing to rise, many families are looking for ways to reduce the financial pressures of the festive season. Fortunately, there are several …

Do I have to file a federal tax return?
There’s no cookie cutter answer for who needs to file a federal tax return. Even if you think you don’t need to file, or don’t owe any tax, it’s still worth taking the time to …

Kick your bad spending habits for good
Many people struggle with keeping their spending habits under control. Rather than cutting your spending completely, change how you spend money …