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6 ways convenience is costing you money

Many people have busy lives.  They’re working long hours, chauffeuring kids to activities and trying to cross things off their to-do list.  As a result, some people are willing to spend more on...

How much to tip in every situation

Deciding how much to tip can be confusing because the rules vary based on the service you receive.  Typically, you’ll want to leave 15 to 20 percent of the pretax bill as a tip at restaurants. ...

Meal planning on a budget

Whether you’re trying to lose weight, eat healthier, or save money, planning your meals in advance can help you reach your goals.  The hardest part is getting started.  Deciding what to make for...

Protect your phone from being hacked

The average American spends 5.4 hours a day on their phones.  If you’re like most people, you use yours to check emails, manage your money, shop, scroll through social media and a host of other...

2022 tax brackets and federal income tax rates

Knowing your tax bracket can help you estimate the amount of tax you’ll owe the IRS.  If you’re one of the 64 million taxpayers who self-prepared their returns this year, you may have no clue what...
How to Keep the Bugs Away All Summer Long

How to Keep the Bugs Away All Summer Long

As much as we love the warm weather that summer brings, we can do without the pesky bugs.  They land on your food while you’re trying to eat, bite you when you’re not paying attention and buzz around your room when you’re trying to sleep.  Although bugs help the...

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Summer tax tips you need to know

Summer tax tips you need to know

It’s summer, summer, summertime, which means you probably care more about hitting the beach than doing anything tax related.  But a little planning now can help you save money when you file next year.  Here's what you need to know. Newly married couples must report name...

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What to do if you’re filing your taxes late

What to do if you’re filing your taxes late

The deadline for filing your federal return was April 18th.  You may face penalties and interest if you file late and owe the IRS.  Although falling behind on your taxes can be stressful, it’s not the end of the world.  If you missed the deadline this year, here’s...

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What are the penalties and interest for filing taxes late?

What are the penalties and interest for filing taxes late?

The tax deadline has come and gone, but there are still people who haven’t filed or paid their taxes.  Taxpayers who earned less than $12,550 in 2021 aren’t required to file and won’t be penalized.  However, they may miss their chance to receive a tax refund.  On the...

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How to avoid owing the IRS next year

How to avoid owing the IRS next year

Most taxpayers get a refund when they file their annual tax return, but that’s not true for everyone.  Some taxpayers  have a balance due to the IRS at tax time because they don’t have enough withheld from their paychecks, earned more than usual, or their tax situation...

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7 Hidden costs that ruin your travel budget

7 Hidden costs that ruin your travel budget

After being stuck at home the last couple summers due to the pandemic, many people are excited to finally start traveling again.  If you’re planning a trip in the coming months, you probably know to budget for hotel, airfare, activities, and food; but there are some other...

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