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Q: My neighbor, who is retired, told me that the income he receives from his part-time job at the local nursery gives him an increase in his Social Security benefits. Is that right?

A: Retirees who return to work after they start receiving benefits may be able to receive a higher benefit based on those earnings. This is because Social Security automatically re-computes the retirement benefit after crediting the additional earnings to the individual’s earnings record.


Q: I plan to retire soon. When are Social Security benefits paid?

A: Social Security benefits are paid each month.  Generally, new retirees receive their benefits on either the second, third, or fourth Wednesday of each month, depending on the day in the month the retiree was born. If you receive benefits as a spouse, your benefit payment date will be determined by your spouse’s birth date.

Here’s a chart showing how your monthly payment date is determined:

Day of the Month You Were Born – Social Security Benefits Paid On

1st-10th – Second Wednesday

11th-20th – Third Wednesday

21st-31st – Fourth Wednesday

(C) 2012 McClatchy-Tribune News Service.